Currencies & Payment Rails

Grid supports a wide range of fiat currencies and cryptocurrencies, with automatic routing across optimal payment rails based on currency, destination, and speed requirements.

Supported Currencies

Country	ISO Code	Payment Rails
🇦🇹 Austria	AT	`SEPA` `SEPA Instant`
🇧🇩 Bangladesh	BD	`Bank Transfer`
🇧🇪 Belgium	BE	`SEPA` `SEPA Instant`
🇧🇯 Benin	BJ	`Bank Transfer`
🇧🇷 Brazil	BR	`PIX`
🇧🇬 Bulgaria	BG	`SEPA` `SEPA Instant`
🇨🇲 Cameroon	CM	`Bank Transfer`
🇨🇳 China	CN	`AliPay` `WeChat Pay` `Bank Transfer`
🇨🇴 Colombia	CO	`Bank Transfer`
🇭🇷 Croatia	HR	`SEPA` `SEPA Instant`
🇨🇾 Cyprus	CY	`SEPA` `SEPA Instant`
🇨🇿 Czech Republic	CZ	`SEPA` `SEPA Instant`
🇩🇰 Denmark	DK	`SEPA` `SEPA Instant`
🇪🇬 Egypt	EG	`Bank Transfer`
🇪🇪 Estonia	EE	`SEPA` `SEPA Instant`
🇫🇮 Finland	FI	`SEPA` `SEPA Instant`
🇫🇷 France	FR	`SEPA` `SEPA Instant`
🇩🇪 Germany	DE	`SEPA` `SEPA Instant`
🇬🇭 Ghana	GH	`Bank Transfer`
🇬🇷 Greece	GR	`SEPA` `SEPA Instant`
🇭🇹 Haiti	HT	`Bank Transfer`
🇭🇺 Hungary	HU	`SEPA` `SEPA Instant`
🇮🇸 Iceland	IS	`SEPA` `SEPA Instant`
🇮🇳 India	IN	`UPI` `NEFT` `RTGS`
🇮🇩 Indonesia	ID	`Bank Transfer`
🇮🇪 Ireland	IE	`SEPA` `SEPA Instant`
🇮🇹 Italy	IT	`SEPA` `SEPA Instant`
🇨🇮 Ivory Coast	CI	`Bank Transfer`
🇰🇪 Kenya	KE	`Bank Transfer`
🇱🇻 Latvia	LV	`SEPA` `SEPA Instant`
🇱🇮 Liechtenstein	LI	`SEPA` `SEPA Instant`
🇱🇹 Lithuania	LT	`SEPA` `SEPA Instant`
🇱🇺 Luxembourg	LU	`SEPA` `SEPA Instant`
🇲🇼 Malawi	MW	`Bank Transfer`
🇲🇾 Malaysia	MY	`Bank Transfer`
🇲🇹 Malta	MT	`SEPA` `SEPA Instant`
🇲🇽 Mexico	MX	`SPEI`
🇳🇱 Netherlands	NL	`SEPA` `SEPA Instant`
🇳🇬 Nigeria	NG	`Bank Transfer`
🇳🇴 Norway	NO	`SEPA` `SEPA Instant`
🇵🇰 Pakistan	PK	`Bank Transfer`
🇵🇭 Philippines	PH	`Bank Transfer`
🇵🇱 Poland	PL	`SEPA` `SEPA Instant`
🇵🇹 Portugal	PT	`SEPA` `SEPA Instant`
🇷🇴 Romania	RO	`SEPA` `SEPA Instant`
🇷🇼 Rwanda	RW	`Bank Transfer`
🇸🇳 Senegal	SN	`Bank Transfer`
🇸🇬 Singapore	SG	`PayNow` `FAST` `Bank Transfer`
🇸🇰 Slovakia	SK	`SEPA` `SEPA Instant`
🇸🇮 Slovenia	SI	`SEPA` `SEPA Instant`
🇿🇦 South Africa	ZA	`Bank Transfer`
🇪🇸 Spain	ES	`SEPA` `SEPA Instant`
🇸🇪 Sweden	SE	`SEPA` `SEPA Instant`
🇨🇭 Switzerland	CH	`SEPA` `SEPA Instant`
🇹🇿 Tanzania	TZ	`Bank Transfer`
🇹🇭 Thailand	TH	`Bank Transfer`
🇺🇬 Uganda	UG	`Bank Transfer`
🇦🇪 United Arab Emirates	AE	`Bank Transfer`
🇬🇧 United Kingdom	GB	`Faster Payments` `Bank Transfer`
🇺🇸 United States	US	`ACH` `Wire Transfer` `RTP` `FedNow`
🇻🇳 Vietnam	VN	`Bank Transfer`
🇿🇲 Zambia	ZM	`Bank Transfer`

China has two rails serving different beneficiaries. AliPay and WeChat Pay are consumer wallet payouts — use these to pay an individual. Bank Transfer is business-to-business only, so it cannot be used to pay an individual.

Regional Summary

Coming Soon

Grid is rapidly expanding. These corridors are next on our roadmap — get in touch to be first in line when they go live.

Country	ISO Code
🇨🇦 Canada	CA
🇭🇰 Hong Kong	HK
🇰🇷 South Korea	KR

Grid automatically selects the optimal rail based on currency, country, and amount. You don’t need to specify the rail in your API requests. For destinations without a local rail, create a SWIFT external account to pay out over international wire — see External Accounts.

Currency Conversion

Grid handles currency conversion automatically through the quote system:

Exchange Rates

Real-time rates: Grid provides live exchange rates based on market conditions
Rate locking: Quotes lock rates for 1-15 minutes depending on payment type
Transparency: Exact rates and fees shown before execution
No hidden fees: What you see in the quote is what you pay

Example Conversion Flow

POST /quotes

{
  "source": {"sourceType": "ACCOUNT", "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965"},
  "destination": {"destinationType": "ACCOUNT", "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123"},
  "lockedCurrencySide": "SENDING",
  "lockedCurrencyAmount": 100000
}

Response:

Response

{
  "id": "Quote:019542f5-b3e7-1d02-0000-000000000020",
  "status": "PROCESSING",
  "createdAt": "2025-10-03T15:00:00Z",
  "expiresAt": "2025-10-03T15:05:00Z",
  "source": {
    "sourceType": "ACCOUNT",
    "accountId": "InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965"
  },
  "destination": {
    "destinationType": "ACCOUNT",
    "accountId": "ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123"
  },
  "sendingCurrency": {
    "code": "USD",
    "name": "United States Dollar",
    "symbol": "$",
    "decimals": 2
  },
  "receivingCurrency": {
    "code": "MXN",
    "name": "Mexican Peso",
    "symbol": "$",
    "decimals": 2
  },
  "totalSendingAmount": 100000,
  "totalReceivingAmount": 1716375,
  "exchangeRate": 0.05797101,
  "feesIncluded": 500,
  "platformFeesIncluded": 0,
  "transactionId": "Transaction:019542f5-b3e7-1d02-0000-000000000025"
}

This shows: Send

1,000 → Receive

17,163.75 (1 USD ≈ 17.25 MXN, or exchangeRate: 0.05797101), $5 fee.

Overview

Core concepts

Supported Currencies

Coming Soon

Currency Conversion

Exchange Rates

Example Conversion Flow

​Supported Currencies

​Coming Soon

​Currency Conversion

​Exchange Rates

​Example Conversion Flow

Supported Currencies

Coming Soon

Currency Conversion

Exchange Rates

Example Conversion Flow